# Income tax calculator

> Your income tax under the new and old regimes side by side, with the 87A rebate, surcharge and cess.

The new regime has lower rates and few deductions; the old one allows 80C, 80D, HRA and others. The cheaper one depends on how much you can deduct.

Figures follow the Finance Act for the year chosen. For a return, check with the income tax portal or a tax professional.

## What goes in deductions?

For the old regime: the total of 80C, 80D, home loan interest and the like, beyond the standard deduction, which is applied for salaried people automatically.

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